Not me. Actually, I am buzzing around this morning kicking butt and taking names. It’s a good day, LOL. But the other day, my sweet husband, who has been doing field service for many, many years looked at me and said “I’m tired. I never thought I would say it, but I am tired of driving around, tired of the road, and I am ready for a simple job that I can go to one place, put in my time and then come home.” Truly, I never thought he’d say that either. But he did, and he’s putting in applications to that end. Of course, that’s going to change our financial situation yet again. With the price of gas, which we are paying mostly out-of-pocket, I am not sure if it’s going to be better or worse, but in any case, it’s time to get our financial ducks in a row. His friends are beginning to retire, and I’m thinking he’s probably going to want to do the same sooner rather than later.

Anyway, I took a financial test online, and it wasn’t pretty. We aren’t needing Debt consolidation or Debt relief so much as we are needing to plan for the future. And the future just got a lot closer than I thought it was with his announcement last week. And because he is older than I am by quite a bit, we will not be retiring together, so I am also needing to look at finances over an even longer period to make sure that when I am ready to retire, I have what I need to avoid a financial crisis. The cold hard truth is that I will most likely spend the bulk of my retirement years without my husband. If I need Debt help, I’ll have to rely on my children, and I don’t want to have to do that. Nor do I particularly want to be thinking about this prospect at 41. It certainly seemed a lot further away at 25 than it does today. Today, it’s a little bit scary, and I am trying to squeeze all I can from every precious day.